Go where people already are
If people already use an app every day, we build there instead of asking them to download one more.
Xava Technologies
Technology that meets people where they already are.
We're the company behind Xara, and a growing family of products that make money, commerce and everyday tools as simple as sending a message.
xava ai --inputs text,voice,image
understands English, Pidgin, Yorùbá, Igbo, Hausa
reads account numbers from photos
every money action confirmed by PIN
powering Xara on WhatsApp
xava payments --rails bank,wallet,momo
invoices with signed webhooks
bulk payouts from a spreadsheet
automatic reconciliation
powering Xara for Business & Pay with Xara
xava commerce --storefronts --tickets
14 storefront themes
ticketing and order management
WooCommerce checkout plugin
powering Xara Storefronts
xava insights --source transactions
spending sorted into categories automatically
end-of-day business summaries
NDPC-certified data handling
powering insights across every product
Our mission
Make powerful technology feel as natural as a conversation, for the millions of people older tools left behind.
People & businesses
55k+
Using Xava products today.
Processed
₦20B+
In payments, transfers and bills.
Languages
5
English, Pidgin, Yorùbá, Igbo and Hausa.
Apps to install
0
Our products run where people already are.
Our products · Flagship
Xara. Everything money, in one chat.
An AI financial assistant that lives inside WhatsApp. Send money, pay bills and track spending by typing, sending a voice note or snapping a photo. No new app to learn.
3Ways to ask: text, voice, photo
30Free transfers every month
2026TechCabal one to watch
Read from photoCITY-STAR SUPERMARKET 2 · Moniepoint MFB · 5403192920
The Xara family
One product became a platform.
What started as a personal assistant now runs businesses, checkouts and storefronts. Each new product is built on the same foundation.
01
Xara for Business
Payment requests, invoices, payroll from a spreadsheet and daily sales summaries, all run from chat.
usexara.ai/business ↗ 02Pay with Xara
An API and WooCommerce plugin. Customers get an invoice on WhatsApp and pay however they like.
Developer docs ↗ 03Storefronts & Tickets
Online shops and shareable event tickets for merchants whose customers live on WhatsApp.
business.usexara.ai ↗ NextMore in the works
We're building what comes after Xara. Want to help shape it?
Join the team ↗Technology
Many products. One foundation.
Everything we launch runs on technology we build and operate ourselves. That's how a small team ships quickly without cutting corners.
-
01
Conversational AI
Models that understand text, voice notes and images, tuned for local languages and the way people actually phrase things.
-
02
Payments infrastructure
Transfers, wallets, invoicing, bulk payouts and reconciliation, running on licensed banking partners and built to be audited.
-
03
Commerce engine
Catalogues, storefront themes, ticketing and checkout that let any merchant start selling in minutes.
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04
Data & security
Insights that answer real questions, protected by encryption, PIN-confirmed actions and certified data handling.
How we build
Technology should bend to people, not the other way round.
Four ideas shape every product we ship, from the first prototype to the millionth message.
Design for real conditions
Low-end phones and weak networks aren't edge cases. They're the starting point.
Speak like people speak
Pidgin, Yorùbá, Igbo, Hausa and everyday slang count as first-class inputs, not errors to correct.
Make safety effortless
Security should protect people without slowing them down or getting in their way.
Recognition
TechCabal African Startups to Watch 2026
Awarded to Xara.
Partners
Flutterwave payment rails
Powering payments across our products.
Data protection
NDPC certified
Nigeria Data Protection Commission.
Registered
CAC RC 8406019
Xava Technologies Limited.
The company
Small team. Big ambitions.
Xava Technologies is the parent company of Xara. We started in 2025 on one belief: world-class products should be built close to the people who use them.
Our engineers, designers and operators work across AI, payments and commerce. We launched one product and turned it into a platform, and we're just getting started.
- Founded
- 2025
- Headquarters
- Nigeria
- Flagship product
- Xara ↗
- Hiring
- See open roles ↗
Crafted, not assembled.
XAVA TECHNOLOGIES LIMITED · EST. 2025
Get in touch